Founded in 2008 by serial entrepreneur Manoj Karkhanis, Decimal Factor emerged as a beacon of hope in the wake of the financial crisis. Witnessing firsthand the struggles that businesses faced in securing funding from traditional high street banks, Manoj was driven to create an alternative finance credit brokerage firm that would bridge this gap.

Since our inception, we have successfully helped thousands of SMEs grow and achieve their potential. Our range of cash flow products, including secured and unsecured loans, has enabled businesses to access the funding they need to navigate challenges and seize opportunities.