Looking for a Business Loan?
Why not to try our Friendly Finance!
Finally, an alternative to conventional Business Loans. WorkingCapital4u can help you raise cost effective working capital for your business without the banks. Get the cash your business needs, when you need it.
process to get Working
Capital for your Business
- Free quote within 30
minutes or detailed
illustration within 24 hours
- Does not affect your credit score
- Simple application form
- Provide us with 12 months of your Card Statements
- You should have at least 1 year on your Lease left to run
- 90% approval rate
- Receive funding in 7 days or less
- Wired directly to your bank account
04. Pay Back
- Hassle-free automatic repayment
- Small % of Debit/ Credit card sales
- Monthly Statement
of your repayment
- Option to renew
when the Cash Advance is
01. What is Business Cash Advance?
Merchants and Businesses can receive working capital against future credit card sales. The cash advance product provides to qualified businesses a financial service aimed at helping clients build and expand their business. A Cash Advance wants to establish itself as an alternative source of funding for businessmen/women, who know how important it is to maintain a fluid cash flow in their company.
Tens of thousands of merchants get immediate cash by selling their future Visa and MasterCard transactions.
02. How does a Business Cash Advance works Exactly?
An innovative funding product that was designed to serve the financial needs of the small and medium sector.
Aimed at businesses that accept debit/credit cards, cash advance funds are provided to business by purchasing an agreed percentage of its future debit/credit card sales. The repayments are made by deducting an agreed amount, from the daily debit/credit card sales, until the amount is repaid. Because the repayment is made through the credit card processor it is automated and does not require any effort from the merchant. As there are no fixed payments, the payments are made when credit/debit card sales are made. So, we get paid when the business does.
How Cash Advance works?
03. Why Business Cash Advance?
Cash Advance Advantages
- No security required
- No audited accounts or tax returns required
- No application fees or hidden charges
- No fixed payments
- No fixed term and no-payment penalties
- Simple Application Process
- Fast decision by real people i.e. no multi-level approvals
04. How do I know if I qualify?
In order to qualify, you will need to meet the following requirements:
- Operating with payment terminals for at least 12 months
- Processing at least £3,000 per month via card payments
- Have at least 1year left on your lease
- Processing 20+ transactions per month
- Authorise our partner company to receive a portion of your daily future credit/debit card receipts
until the cash advance is paid
05. How can you use our Merchant Cash Advance for your business?
Most of our customers use the money for business-building needs like adding more seats to their restaurants, advertising or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues that could interrupt your business.
- Purchase New Equipment
- Purchase Inventory / Seasonal Merchandise
- Expand / Remodel your premises
- Pay Off Debts / Taxes
- Emergency Funding