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Decimal Factor Limited - Merchant Services, Payment Processing, Business Funding & Mobile Top Up Services

Merchant Services - Card Payments

Making Card Payments work for you

Decimal Factor Ltd is proud to offer secure payment systems

Merchant Services
Secure Payment Systems

Switching Card Processing?

We can provide you with better service and lower fees. We save customers on average £600 - £2000!

Contact us Today!

Lowest Rate in the Market

We will aim to meet or beat any lower rate in the market during your contract


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Terms and Conditions Apply*
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PDQ Machine Product Gallery

Chose your next secure credit card machines for your secure payment systems solution for you business.



Fixed/Desktop Terminals
Bluetooth Terminals
Mobile Card Payment Terminal

Fixed/Desktop

Ingenico Colour Contactless Desktop (IP/PSTN) - ICT250

The rapid pace of technology development means there has never been a better time to invest in new enabling solutions - supporting consumer payment behaviour today while future-proofing your infrastructure to take advantage of tomorrow's opportunities. Ingenico's new generation iCT250 terminal series does just this, combining the power of 90 nanometer technology, the latest PCI PTS 3.x security, and the revenue potential of countless value added services in one unique family. Engineered to last, the compact design eliminates technical complexity to assure faultless operation in even the most demanding of banking and retail environments, while its ergonomic styling delivers the most comfortable and convenient user experience of any terminal in its class. In common with the latest generation of Ingenico terminals, the flexible, open platform at the heart of iCT250 series ensures compatibility with the entire Ingenico solutions range, with any time, anywhere payment delivered through a complete range of wired and wireless connectivity options.

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Spire T4220 Card Payment Terminal

Outstanding Performance with Maximum Reliability

With both high-speed dial and Ethernet IP as standard, accepting card payments with the T4220 using either a telephone line or broadband connection couldn't be simpler.

The T4220 also allows connection to existing point of sale systems, making transactions faster and reducing the burden of ful?lling the requirements of Payment Card Industry security compliance regulations.

The IP diagnostics application only found on Spire IP terminals is more than your average IP monitor, checking failure at the cable, in-store gateway, the ISP and then the processing host. It then clearly tells the user where the error occurred and then how to fix it! Don't just replace an IP terminal, fix the problem instead!

With a plug and play reader available to enable contactless payment transactions, the T4220 is proven to meet the needs of both large and smaller independent retailers.

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Bluetooth

Ingenico Colour Contactless Bluetooth (IP/PSTN) - EFT930BCC

Delivering the flexibility of a choice of rapid communication technologies with 32-bit ARM processing and cutting edge security, the Ingenico EFT930S series assures ultra fast yet highly cost effective transactions - including debit, credit, reward and loyalty - that meet the needs of even the most demanding retail or banking environment. The EFT930S family s compact and space saving design is packed with features - including integral smart card and long-swipe magnetic card readers, an ultra-fast ultra-quiet easy load printer, and backlit ergonomic keyboard - that combine to deliver intuitive and trouble free operations in any circumstance. This flexible and adaptable family offers a wealth of connectivity choice when it comes to communication. From POS integration, through to the peerless communication flexibility afforded by the EFT930S-EM and EFT930S GEM combined-connectivity models, you're assured of the right solution for your business.

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Spire M4240 Card Payment Terminal

Outstanding Performance with Maximum Value

Spire's M4240 is a powerful Bluetooth terminal for ultimate functionality in a compact portable design for virtually any installation. The M4240 provides unrivalled usability with a long 28m paper roll and high capacity, quick charge battery for up to 300 transactions on a single charge.

The Bluetooth enabled Access Point features IP or dial communications with an RS-232 port for the most secure direct pairing and can be mounted anywhere for optimal range and performance.

The M4240 also features an optional charging dock for convenience. Combine that with the M4240's compact design and intuitive interface and it is the perfect solution for short range wireless markets such as Pay-at-the-table or installations where traditional connectivity is costly or prohibitive.

Truly designed for maximum performance, the M4240 features the latest Bluetooth technology to ensure exceptional range and coverage in all environments for fast and reliable Chip and PIN card payments.

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Mobile Card Payment Terminal

Ingenico Colour Contactless GPRS with FULL Roaming Sim - EFT930GCC

Delivering the flexibility of a choice of rapid communication technologies with 32-bit ARM processing and cutting edge security, the Ingenico EFT930S series assures ultra fast yet highly cost effective transactions - including debit, credit, reward and loyalty - that meet the needs of even the most demanding retail or banking environment. The EFT930S family s compact and space saving design is packed with features - including integral smart card and long-swipe magnetic card readers, an ultra-fast ultra-quiet easy load printer, and backlit ergonomic keyboard - that combine to deliver intuitive and trouble free operations in any circumstance. This flexible and adaptable family offers a wealth of connectivity choice when it comes to communication. From POS integration, through to the peerless communication flexibility afforded by the EFT930S-EM and EFT930S GEM combined-connectivity models, you're assured of the right solution for your business.

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Spire M4230 Card Payment Terminal

Outstanding Portability, Maximum Opportunity

Spire's M4230 is a robust mobile terminal that o?ers GPRS connectivity in a compact design. Created to operate the same terminal application and user interface as the popular T4200 family, the M4200 series expands the range by adding full mobility. The M4230 incorporates a removable, extra long-life battery for extended use between charges.

The M4230 can be re-charged by connecting the charger directly into the terminal, through an optional charging dock or an in-car charge adapter.

This truly powerful device has combined all the best-of-breed features of the T4200 family into a mobile device using common software applications, user interface and supporting systems.

While meeting today's most stringent industry standards for wireless terminal security, the M4200 family also makes wireless easy and a?ordable.

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Other Products

Spire S9 PCI PIN-Pad

Your Customers Want Convenience? Simply Hand It Over.

Compact, comfortable and convenient; the S9 PIN-based payment transaction device from Spire is simple to use and cost-effective too.

Look at it from your customer's point of view. The hand-?t and easy features of the S9 maximise e?ciency and responsiveness. It puts big number keys, coloured ENTER and CANCEL keys, and a bright back-lit display in the palm of their hands.

Now see the S9 from your side. It meets every security and network integration standard - it's PCI-PED approved and triple-DES capable. You get a choice of DUKPT or 12 master / session keys in one secure package. Its complete software ensures ease of integration with your existing T4220 terminal, whilst providing a secure solution for the most recent PCI mandates.

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Banking PIN Pads - Ingenico iPP200 Series

Get the top rate in unbeatable performance and security

iPP200 series guarantees the visibility, security and transaction speed required in the financial sector. High-performance yet value for money, it ensures intuitive use and effortless access to applications. Connected to an iCT220/iCT250 countertop, the advanced, compact design and outstanding versatility make this PIN Pad a truly compelling, next generation solution.

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Banking PIN Pads - Ingenico P30 Series

Certified contactless payment

Entry level PIN Pad with smart card reader, magnetic stripe reader and Contactless payment option: With integrated contactless reader for MasterCard PayPass and Visa PayWave acceptance.

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Banking PIN Pads - Ingenico PP30S

Security and ergonomics

A Pin-Pad that not only meets the most stringent security requirements such as PCI PED, but also the ergonomic demands of the cardholders.

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Banking PIN Pads - Ingenico i3010

Cost-effective, PCI PED certified and 3DES

The i3010 delivers totally secure hand-held PIN-based transactions. This lightweight entry level PIN pad makes handover for customer PIN entry simplicity itself, thanks to an ingenious extendable curly cable that gives users the assurance of confidentiality.

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Retail PIN Pads - Ingenico iPP300 Series

iPP300 series, innovative PIN Pads: convenient and reliable

Covering every possible payment method including contactless and mobile phone (NFC), it offers true convenience for shoppers. Boasting secure transactions, extensive communication technologies and a plug-and-play installation, this compact retail PIN-Pad is an unmatched, innovative solution; speeding up transactions and addressing the needs of the customers.

Among the innovative characteristics of the iPP300 series

  • Use of a single cable with flexible adaptation
  • "Plug & Play" Contactless payment
  • Design tailored for the retail environment
  • Anti-theft system
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Retail PIN Pads - Ingenico ML30 Series

Security and flexibility

The ML30 series combines smart card, magnetic card and contactless readers, with mobile phone (NFC) payment in a single integrated package. This all-in-one intelligent PIN pad is perfect for small and mid-size merchants looking to connect to a payment terminal, or retailers who want PC or POS device connectivity.

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Retail PIN Pads - Ingenico i3380

Compact and secure PIN Pad upgrade to EMV 4

Ingenico 3380 is a countertop PIN Pad with hybrid reader ideal for use in multilane retail and single point-of-sale environments.

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Countertops - Ingenico iCT200 Series

New generation payment terminals combining high technology, the latest PCI PTS 3.x security and the revenue potential of countless value added services

Ingenico's new generation iCT200 terminal series combines the power of 90 nanometer technology, the latest PCI PED 3.x security, and the revenue opportunities of countless value added services in one unique family. Engineered to last, the compact design eliminates technical complexity to assure faultless operation in even the most demanding of banking and retail environments, while its ergonomic styling delivers the most comfortable and convenient user experience of any terminal in its class.

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Countertops - Ingenico EFT 930S series

Everything you want

Compact, elegant, very fast and easy to use, it doesn't take anyone long to fall for it. What's more, it is at the cutting edge of security technology. It meets the requirements of national and international financial establishments. It is PCI PED certified.

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Countertops - Ingenico i5100

A powerful, compact payment terminal

A cost effective countertop payment terminal with integrated PIN Pad. Ingenico 5100 is the perfect terminal for merchants having medium or low transaction level. It has a small footprint and can be easily handed over for cardholder PIN entry.

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Wireless - Ingenico iWL Touch series

The 1st Payment Platform Designed for Merchant Business Services


  • Differentiate by turning a payment device into an interactive Point of Services
  • Reinvent payment apps' user experience with an elegant TouchScreen device
  • Boost merchant productivity with tailor-made business apps
  • Develop new revenue for merchant with extra sales apps
  • Change merchant daily life with a nex generation device
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Wireless - Ingenico iWL200 series

A full range of pocket-size mobile solutions

Remaining connected in the most demanding situations, even on-the-go, whilst increasing productivity and maximizing revenue opportunities are crucial aims in today's ever-changing business environments. Ingenico's new range of mobile terminal solutions is geared to enable merchants to rise to these challenges.

The iWL200 series offers a high-performance platform to host new applications, value-added, profitable services and develop brand image. Transforming a Point of Sale into a Point of Affinity, it takes merchants well beyond conventional payment scenarios.

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Wireless - Ingenico EFT930 Series

Address any mobile payment scenario

The EFT930 series combines a peerless choice of rapid communication and connectivity options with 32-bit ARM processing and state-of-the-art security, enabling you to address any mobile payment scenario – including contactless – yet still realize ultra fast yet cost-effective transactions.

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Wireless - Ingenico i7910

The Indoor Wireless GPRS terminal for hotel & restaurant and mobile applications

Ingenico 7910 is a GPRS payment terminal optimizing cost and performance in both indoor single-terminal and non-aggressive outdoor environments.

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Payment PDA - Ingenico iPA280

Bringing secure payment to the Mobile Computing World, Ingenico's iPA280 is the first truly mass-market payment PDA.

Capable of managing a comprehensive range of transactions in a single device, the iPA280 eliminates the need for multiple terminals and increases the speed and convenience of each and every consumer interaction. Maximizing usability for retail, hospitality, transportation and mobile services sectors, the feature-packed iPA280 contains integrated smart card, magnetic stripe and contactless readers alongside an easy-load thermal printer and barcode reader for data capture and acquisition.

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Ingenico iSMP

Turn iPod touch® and iPhone® into EMV Chip & PIN secure mobility payment solution

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WebPOS - Ingenico iWP200 series

The Ingenico iWP200 series allows today's retail environments a high performance yet cost effective way of exploiting the benefits of web connectivity to build new customised, global solutions, enhancing what merchants sell, and how they sell it.

The feature-packed iWP series benefits from a large colour touch screen, a high-speed thermal printer and an optional second screen designed to revolutionise interaction with customers through multi-media communication. With its space-saving design and ergonomic styling, this affordable web POS terminal is intuitive-to-use and compatible with the entire range of Ingenico pin pads. With faultless, 24/7 communications a must, Ingenico's iWP series is equipped with a wide choice of wired and wireless communication technologies including Ethernet, Bluetooth, Wifi, GPRS and Edge. Offering a state-of-the-art, open platform with Windows CE, the iWP series provides a widely popular, cost-effective development environment in which to create an extensive range of customised applications.

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Signature Capture - Ingenico iSC250

Much more than just a payment device

Based on a decade of Ingenico experience in signature capture and touch-screen technology, the iSC250 represents a unique combination of security and performance, leveraging the multimedia enabled Telium 2 platform. Much more than just a payment device, the iSC250 enables retailers to leverage solutions that bring real value to their businesses and customers – true digital signage exploiting WQVGA color and multimedia, web-based vertical application delivery via Incendo Online, and digital end-to end transaction security solution.

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Signature Capture - Ingenico iSC350

Power Beyond Payment!

Modern retailers demand totally secure, robust and versatile payment solutions for processing transactions at the checkout or at kiosks and self-service environments. The new iSC350 surpasses expectations with its industry leading multimedia features, unrivalled flexibility and interactivity.

Designed for demanding retail environments, iSC350 is the gateway to an array of local and web-based applications and solutions. iSC350 raises the bar, enabling retailers to create mix-and-match services and new cross-sell opportunities, while driving sales with impactful multimedia promotions.

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Signature Capture - Ingenico i6580

Signature Capture solutions for the retail market. Choose Paperless!

The Ingenico i6580, with its sharp 4.2"" colour touchscreen, is the cost-effective choice for retail transactions. Its superior processing and multimedia capabilities enable innovative branding and promotional campaigns while ensuring reliable, fast, cost-effective transactions, with signature capture as standard.

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Signature Capture - Ingenico i6780

Signature Capture solutions for the retail market. Choose Paperless!

The eye-catching i6780, with its 5.7"" colour touch-screen display, enhances the leading interactive retail payment terminal range with superior processing and multimedia capabilities, enabling innovative branding and promotional campaigns while ensuring reliable, fast, cost-effective transactions, with signature capture as standard.

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Contact Us to get the best card processing rate. FREE quotation.

Card Payment Solution Enquiry

**Decimal Factor operates in association with, and this offer is made through Credorax Bank Limited, a company registered and existing under the Laws of Malta, bearing company registration number C46342 and having its registered address at Palazzo Homedes, 80, Strait Street, Valletta VLT 1436, Malta, Europe. Copyright © 2016 Credorax Malta Ltd. All rights reserved. Visa®, MasterCard®, JCB®, Maestro®, Diner's® and American Express® ® are trademarks of their respective owners. All rights reserved.

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